You don't need to wait before plastic surgery becomes your last option because fat is active and will keep re-shaping you if you allow it. To make it worse, you are at additional risk if you have it around your belly because research shows that belly fat is much more dangerous to your health. So if you need to help yourself, do it now.
One thing you must learn to do well if you desire a flat tummy is to eat right. Unfortunately, no single food or combination of foods can solely burn the entire “extra luggage” for you. If you desire slimmer and sexier body, the reality is that you have to work for it. Successful weight loss is a function of improved lifestyle including a good level of fitness. However, what you eat contributes to how fast you achieve your results.
Eating habits that will help you lose weight include the following
Reduce simple carbohydrate drastically
While it's much more difficult to lose weight eating particular foods, it is easier to store belly fat with some foods. Chocolate candies, pizza, cakes, biscuits, burger, snacks, etc contain simple carbohydrate and do you know why you are likely to gain weight with such foods? When you eat simple carbohydrate, your body breaks it down quickly to give you energy. If you don't use the energy immediately, it gets stored.
Unfortunately, these are sweet foods that you'll always love to have. So, the more you eat them without using the energy, the more you store excess glucose as fat. The truth is that you can't eliminate all your pastries, ice-cream and other sweet foods from your diet, but you can cut down extremely on them or save them for special occasions.
Eat Fiber like there is no other Food
The idea of maintaining a good weight with fiber isn't magical at all. Fiber-reached foods are believed to make you full for a long time and the hunger hormone (Ghrelin) won't be produced when the stomach is full. The simple interpretation of this is that, after a fiber-rich meal, you won't get hungry quickly to snack on junks. Fruits, vegetables (Celery, Broccoli, Cabbage, Zucchini, Lettuce, Pumpkin and Red peppers) and some cereals are good examples of foods rich in fiber.
Make Water as important as Air!
Just the same way you can't do without air, you MUST drink enough water. Water is one of nature's gifts to mankind which is often underutilized. Don't ever expect any diet or fitness company to shower much praise on water because they won't get rich by doing that. Water is as efficient (even much more) than some diet pills that are claimed to boost metabolism.
Don't wait for someone to start selling water to you. Drinking water is not the same as drinking water ALONE. Drink water without sodas, alcoholic beverages and other high calorie drinks. Water suppresses your appetite, boosts your metabolism and detoxifies your body. Drinking eight 8-ounces of water daily is often 'recommended' though there is no CONCRETE research to show this is the 'therapeutic dose' of water you need daily. However since too much water won't harm you except you take “very very very” much. You could try taking 8-ounces daily. Split it before, during and after meals.
Finally, effective weight loss starts from eating right and embracing a healthier lifestyle. Even if you won't eat well to prevent obesity, eat well to stay healthy.